Yulian Isakov

Financial Planning Considerations For a Surviving Spouse

Death is a difficult time and most people tend to shy away from its potential financial consequences until it becomes too late. Typically people shy away from dealing with estate planning issues as long as they can. Unfortunately, when the time comes, sur... Read >

Investing for Major Financial Goals

Most people invest their money to achieve a comfortable and secure retirement, to help their children pay through college, or to make a large purchase such as a home. No matter the goals you have in your mind, you will need to have a specific plan to help... Read >

Is your retirement income and portfolio built to last?

You may be already retired but you still have work to do making sure your assets are working as hard as they can for you producing the income that you need to cover your retirement living. Making sure your assets are performing means balancing your need t... Read >

Understanding the most important investment concepts

It's always good to have at least a basic foundation of fundamental investment knowledge whether you're a beginner to investing or working with a professional financial advisor. The reason is simple: You are likely to be more comfortable in investing your... Read >

Rebuild Your Retirement Income and Portfolio

Perhaps you are one of the many investors that had planned carefully and were on track to make a smooth transition into retirement. Over the years, you along with other investors just like you built up your retirement assets by sticking primarily with equ... Read >

An often-overlooked investment opportunity: Non-traded REITs

Residential properties are one great way of owning a piece of real estate for investors, but it is certainly not the only way. Investing in commercial real estate such as malls, medical office buildings, large properties, and hospitals - may provide inves... Read >

Are Inflation-Indexed Bonds Right For You?

Government bonds are the most popular type of bond that many investors and savers use because they carry the full faith and credit of the U.S. government. Being relatively safe, the are appropriate for investors that can't tolerate much risk and are seeki... Read >

Borrowing Or Withdrawing Money From Your 401(k) Plan

Employer-sponsored 401(k) plans may have various loan provisions allowing participants to take loans against their retirement savings or take withdrawals in times of hardship. But before you consider borrowing money from your 401(k) plan, you will need to... Read >

Diversify Before Your Retirement With In-Service Distributions

Many don't know this, but if you are currently participating in an employer-sponsored retirement plan such as your 401(k) plan, you may not have to keep all your retirement savings locked in the employer plan and wait until you change jobs or retire to ro... Read >

Importance of Asset Allocation in Diversification and Managing Risk

Asset allocation means spreading your investments funds across many asset categories. As an investment strategy, this will help investor balance the overall portfolio risk, volatility, and performance. Asset allocation is an important construct to use whe... Read >

New Threats to Your IRA

After years of lax enforcement, the IRS is starting to systematically search out violations of the confusing rules governing individual retirement accounts. That's not a small undertaking and there's a lot at stake. Americans hold $4.3 trillion in IRAs, a... Read >

Quantitative Easing Fueling Emerging Market Growth

Since the Federal Reserve's recent round of quantitative easing, developed and emerging market investment opportunities are beginning to look more attractive to U.S and foreign investors. In fact, the Fed's actions have prompted a small resurgence of conf... Read >

Real-Estate investing: Investing in REITs

Real-estate may provide investors with a high-yield and low risk investment combination for greater total return potential to a diversified long-term portfolio. For most people, investing in real estate begins and ends with the purchase of a home and ... Read >

The Role of Bond Funds in Your Portfolio

Bonds are very popular securities because they regularly pay interest income and pay back the initial principal after the bond matures. Bonds are popular with people of various risk classes but they certainly appeal to conservative investors looking for a... Read >

What to Ask Your Financial Advisor

Taking a look at your portfolio and your financial goals at least annually is always a great idea. With the economic recovery underway, it is more important than ever to ask your Financial Advisor the right questions before you set forth on a path for the... Read >